Bipa

Domestic Pix available R$35k/mo exemption
Official website
Maker N/A
Taker 2.0% Very high
Jurisdiction Brazil

Operational data

Brazil CNPJ
37.008.710/0001-78
Central Bank Status
Not authorized by BCB
Accepts Pix
Yes - BRL deposit and withdrawal
Main jurisdiction
Brazil

Fee structure

Maker limit orders
N/A
Taker market orders Very high
2.0%

Zero fee on recurring purchases. Spread embedded on operations. BTC cashback card available.

Full fee schedule
Reference scale
0% 2%

Tax regime

Domestic

This exchange operates as a domestic entity in Brazil and is subject to IN RFB 1888/2019. It automatically reports clients' operations to the Brazilian tax authority (Receita Federal, similar to the IRS) monthly. Monthly sales up to R$35,000 are exempt from Income Tax on capital gains; above this limit, a progressive rate of 15% to 22.5% applies to the profit, paid via DARF (code 4600) by the last business day of the following month.

Capital gains exemption up to R$ 35,000 / month

Tax obligations

What Bipa reports to the Revenue and what you need to do as an investor.

Exchange

What Bipa reports

  • Monthly reporting via IN RFB 1888/2019
Investor

What you need to do

The exchange reports automatically to Brazil's tax authority. No additional monthly action is required on your part.

Obligations calendar

Monthly

Exchange reports automatically via IN 1888. Just declare assets in the annual IRPF. If monthly sales exceed R$35,000, pay DARF (code 4600).

Annual (IRPF)

Declare all crypto assets in the 'Assets and Rights' section of the IRPF. Report acquisition cost, quantity, and custodian exchange.

Frequently Asked Questions

The most common questions about operating Bipa and complying with IT in Brazil.

Does Bipa report to Brazil's tax authority (Receita Federal)?

Yes. Bipa performs monthly reports to the Brazilian tax authority (Receita Federal, similar to the IRS) via IN RFB 1888/2019. This means that the RFB already has automatic access to your trade data. Monthly sales up to R$35,000 are exempt from IT on capital gains.

Do I need to declare operations on Bipa in the IRPF?

Yes. You must include your crypto assets in the 'Assets and Rights' section of the annual IRPF declaration. If your monthly sales were below R$35,000 in all months of the year, there is no IT to pay on the gains. Above this limit, a progressive rate (15% to 22.5%) applies to the profit - collected via DARF (code 4600) by the last business day of the following month.

What is Bipa's CNPJ?

Bipa's CNPJ in Brazil is 37.008.710/0001-78. You can check the registration status on the Brazilian tax authority (Receita Federal, similar to the IRS) portal at cnpj.receita.fazenda.gov.br.

Is Bipa authorized by the Central Bank of Brazil?

No. Bipa does not have formal authorization from the Central Bank of Brazil as a PSAV. This does not necessarily imply illegality - several large exchanges operate without this authorization - but it is a regulatory risk factor to consider.

Does Bipa accept Pix for deposit and withdrawal?

Yes. Bipa accepts Pix for operations in Brazilian Real (BRL). This facilitates deposits and withdrawals with instant settlement, without the need for TED or DOC.

What changes for Bipa with the new DeCripto rule in 2026?

Starting July 2026, DeCripto (IN 2.291/2025) will replace IN 1888. For Bipa users, the transition will be smooth, as the exchange already has a reporting structure. The main change is that the data will follow the international OECD CARF standard, increasing global transparency. Learn all about DeCripto here →

Public API · free · no authentication

Bipa data in JSON

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